I mean, the title says it all… right? Prices have been going up and up and up. I gasped a little at our latest electricity bill and filling up my vehicle’s tank with gas practically ruins my day. So, it seemed like a good time for me to compile and re-share my favorite tips for saving dollars.
I’ve shared a bunch of these tips over the years, so I’ll keep them pretty short and sweet to help remind you (and me) how we can shave a few dollars off of life.
Tip 1: Unfollow and Unsubscribe
There are certain accounts on social media that make me want to spend money – whether it be a store that I started following at some point, or an influencer who magically makes me NEED what she’s using, I’m hitting unfollow so I’m not tempted by stuff I really don’t need.
I’m also going to unsubscribe to those store emails that tempt me. And YES, I do feel like I’ve unfollowed a bunch of times, but some of these dang places just keep adding me back to their mailing lists.
Tip 2: Do a Subscription Review + Purge Where Needed
I made a list of our current subscriptions and then made some decisions. Here are a few and my thought process:
- Netflix – I’m going to keep this through the summer (so Jack can enjoy it for summer break), but then I think I’m going to cancel it once school starts up again.
- Hulu/Disney+ – We got a great deal for Black Friday, so these subscriptions stay.
- Amazon Prime – The annual cost has gone up to $139 per year and it just isn’t worth it anymore. Their previously quick delivery times have been slower and we don’t really watch anything on Amazon Prime TV. When this is up for renewal in August, we won’t be renewing. With that being said, I am an Amazon Associate, which means I earn money through their referral program. I will continue using my earnings on purchases.
- Kindle Unlimited – I did the math and a Kindle Unlimited subscription basically pays for itself if I read 3-4 books a month, so this is worth it to me.
- Home Chef – We have used Home Chef for YEARS and lately I’ve found myself pausing it more than ever. I think it’s time to just do a full subscription pause/end and save the dollars.
- Peloton – I pay for a monthly Peloton subscription and I use it regularly 3-5 days each week, so this one is an easy decision to keep.
Tip 3: Did You Forget About Any Money?
I have a few different accounts that earn money or rewards, so it’s easy to sometimes forget about them. So, I just did a little looksee around to see if there was any money I had forgotten about.
As it turns out, I had about $100 sitting in my Poshmark account, some credit card rewards, and most importantly… health plan rewards. Our company had UHC for our health plan this past year and I had signed up for UHC Rewards. Well, now we are in open season and switching to a different plan, so I got a reminder to cash out my rewards… and I had almost $200 waiting for me!
Tip 4: Renegotiate Your Monthly Contract Expenses
Just this month, our cellphone provider raised our plan costs (again), so I spent about an hour using their Chat feature to have them switch us to a different plan to save money and check for any additional discounts. Sometimes, it just takes a little time and persistence… and boom, I’m back to saving $25 a month or so. Here’s an old post that I wrote that still totally works for today: How I Saved $2,277.60… Just By Asking!
Tip 5: Shopping Around
Sometimes it makes sense to shop around a bit to see if there is a better deal around the corner. One thing on my ‘shop around’ list is to find a new vet office for annual check-ups and vaccines. I just feel like our current place keeps getting more and more expensive, so I think I need to get some quotes for better options for our fur babies.
Also, when it comes to shopping around, the more I can plan our meals around Sam’s Club and Aldi’s offerings, the better. In fact, we recently hit up Sam’s Club on a Friday an hour before closing and found some crazy deals… including rotisserie chickens for $3.91! So next time we need to do a Sam’s Club run, we’re going to make it another Friday night ‘date’.
Do you have any money savings tips to share?